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For the purpose of this disclaimer, Canada Retirement Information Centre Inc. will be referred to as "The COMPANY"

General Disclaimer of Liability

THE SERVICE AND CONTENT FROM OR THROUGH THIS SITE ARE PROVIDED "AS-IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION HEREIN MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. THE OWNER OF THIS SITE ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT CONTAINED ON THIS SITE.

User agrees to indemnify, defend and hold Owner and its affiliates, licensors, content and service providers, participating publishers, authors, dealers, and suppliers harmless from any liability, loss, claim, and expense, including lawyer's fees and expenses, related to a User's violation of this Agreement or use of the Web site.

All responsibility or liability for any damages caused by viruses contained within the electronic files or at the site is disclaimed.

Hyperlinks

This site contains links to other Internet sites. Such links are not endorsements of any products or services in such sites, and no information in such site has been endorsed or approved by the COMPANY.

Submissions

All remarks, suggestions, ideas, graphics, or other information communicated to the COMPANY through this site (collectively, the "Submission") will forever be the property of the COMPANY. The COMPANY will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future products or operations of the COMPANY. Without limitation, the COMPANY will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. The COMPANY will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit, and you, not the COMPANY, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.